You no longer have to carry around your laptop and look for Wi-Fi spots, or even wait to get home to make banking transactions. Now you can perform any number of accounting functions from anywhere, as long as you have your Android phone with you. Here are 10 great personal financing applications for Android. Pick the one that suits your needs best!

1. Grocery Gadget

Get Grocery Gadget for your Android phone and cut your shopping time in half. You can add notes, store pics of favorite groceries, and use eCoupons from certain stores. Create multiple grocery lists by just scanning the barcodes from your fav grocery items. The app calculates your totals automatically so you’ll be on budget. You can check, add or delete items as you shop and review your total bill along with sales tax before you check out.

2. Pageonce Money & Bills

Use Pageonce to organize your bills and pay them all in one place, monitor cash flow and set up reminders to pay bills. Bill payment is enabled via credit cards. If you want to get a history of your spending habits, all you have to do is tap and select “Where your money’s going”.  You can also set up alert notifications to warn you when your budget crosses a limit. All this and you can track your frequent flyer miles and stock portfolio as well!

3. HomeBudget

Watch your spending trends, keep track of recurring expenses, and monitor budget rollovers and track bills with HomeBudget. If you use Quicken, you can import all your personal financial data into HomeBudget. This isn’t a simple app – it has over 30 screens’ however, once you get used to the main screens of expense, income, and budget, you’ll do fine.

4. EasyMoney

EasyMoney is listed within the top 5 personal finance apps at LifeHacker.com. This easy to use app is just what you need to track your expenses and organize your budgets. This flexible app is just perfect for travelers who need to manage multi-currency accounts.  With EasyMoney, you get an expense manager, a budget planner and a checkbook register. It’s the ideal app to manage your business, personal and travel expenses.

5. Budgetroid

Forget stuffing your wallet with receipts, notes, lists and budgets anymore. Just put your incomes, expenses, lists and budgets into Budgetroid and the app will keep track of your expenses in real time. You get the latest account information, your latest balances and your spending trends for the week or month as well.

6. Mint.com

Mint.com makes it easy for you to access all your personal finance accounts from one place, even when you’re offline. Get an overview of your financial situation via friendly charts and graphs. Be reminded of payments and incomes via email or text alerts. Mint.com is password protected, so if you happen to lose your Android phone, just log in to your Mint.com account online and disable device access.

7. Money Lover – Expense Manager

If you want an Android personal finance app that operates in multiple languages and currencies, then Money Lover is the one for you. This app helps you review your cash flow status – whether your incomings are from salary, stock, sales and so on. You can also monitor your outgoing cash flow just as easily. This app is personal financial calendar – it helps you stay on track with recurring deposits, payment deadlines and scheduled transactions.

8. Financisto

This open source personal finance manager not only manages all your personal finance needs but resolves your issues. It takes your input and feedback into consideration and delivers promptly on your requests. You don’t get the colorful graphics of other personal finance apps, but Financisto is chock full of features. For one thing, you can back up your data on Google Docs, DropBox and other Cloud storage clients. It supports recurring transactions, multiple currencies and accounts, import and export to QIF/CSV formats and much more.

9. Easy Envelope Budget Aid (EEBA)

Use EEBA to plan your personal budgets, track store spending, save up for periodic expenses and much more. You can plan your family’s budget by dividing budgets into envelopes such as Rent, Groceries, and Credit Card bills and so on. When you spend on something, the money is withdrawn from that particular envelope. So when you buy a can of soda, you’ll see the negative balance in your grocery budget. You’ll never cross your budget with this app.

10. DailyCash

DailyCash is an easy-to-use, basic personal finance Android app. With this app, you get support for multiple currencies. You can use financial reports, set up multiple accounts; export data to your email accounts in CSV format and save photos with transaction entries. This is a good app for a single person or a small family.

Stephen writes for conversion optimization company Invesp where he regularly blogs about conversion rate optimization and best practices to design effective landing pages.